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Paycheck to paycheck living can be stressful, frustrating, and absolutely painful. However, it’s possible to get out of that rut with some effort. While hard work is involved, it will be worth it to get out of this vicious cycle of paycheck to paycheck living. I’ve never met anyone that’s counting the days to payday with …

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As a budget lover, I find “budget setup time” appealing.  However, I realize that it’s not quite as exciting to most. I totally get it. Starting a budget, picking a format, and getting things in order can be overwhelming. Yet, I’m here to say that it is worth the effort! A budget by definition is …

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